CPP CALCULATOR · UPDATED MAY 2026
Should you transfer the points, or just pay cash?
Plug in the numbers. We'll tell you whether your points are pulling their weight — or whether you should keep them in the bank.
PROGRAM BENCHMARKS
Tap a program to see its sweet-spot range
WHAT IS CPP?
Cents Per Point.
It's the value you're getting per mile, in cents. We subtract taxes first because you pay those out of pocket either way.
CPP =
cash − taxes
miles
× 100
VALUE GUIDE